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11/27/19 Episode 32 — Solving Your Divorce Puzzle With Forensic Accounting: Part 2 — With Irina Anissimova, CPA, CFF

Discover how forensic accountants, like Irina Anissimova, help determine spousal and child support during the divorce process Learn what needs to be considered when a business is involved in the divorce and how Irina can help guide the process Resources: Gates Pass Advisors | esther@gatespassadvisors.com | Irina Anissimova | Episode 24: Contemplating Divorce? This is … Continue reading 11/27/19 Episode 32 — Solving Your Divorce Puzzle With Forensic Accounting: Part 2 — With Irina Anissimova, CPA, CFF

Episode 31 — Solve Your Divorce Puzzle With Forensic Accounting: Part 1 — With Irina Anissimova, CPA, CFF

Learn how forensic accountants like Irina Anissimova can help simplify and solve your divorce case Discover why women in particular need to become more educated about divorce and which professionals can help them get the best outcomes Resources:  Gates Pass Advisors | esther@gatespassadvisors.com | Irina Anissimova

Episode 30 — Key Items to Address With Estate Planning Attorney E.J. Hong: Part 2

Learn what probate is and why it’s important to avoid. Hear about a surprising case that EJ handled that brought the fire department on scene! Estate planning considerations during life’s transitions such as marriage, remarriage, being single — and even success in business! How to best designate retirement account beneficiaries Learn how simple it is … Continue reading Episode 30 — Key Items to Address With Estate Planning Attorney E.J. Hong: Part 2

Episode 29 — Protect Your Family and Your Future – Estate Planning — With E.J. Hong: Part 1

A woman in transition is faced with all sorts of decisions.  E.J. Hong, a Certified Specialist in Estate Planning, Trust, and Probate Law helps women in transition protect themselves with strategic estate planning at all stages of transition. Estate planning can create a significant impact during times of transitions, from the loss of a loved … Continue reading Episode 29 — Protect Your Family and Your Future – Estate Planning — With E.J. Hong: Part 1

Episode 28 — How to Master Risk: From Economic to Personal

Whether the next recession is imminent or not, discover what you can control and manage your fears Learn to mitigate risk, open doors to opportunities and avoid common investing mistakes Resources:  Gates Pass Advisors | esther@gatespassadvisors.com

Episode 27 — How Financial Advisors Are Paid (And Why)

Discover how financial advisors charge for their services, which method Gates Pass Advisor chooses — and why Tune in now and get clarity on how Gates Pass’s planning method goes hand-in-hand with how they charge clients, along with what the planning process looks like   Resources: Gates Pass Advisors | Mind Games | esther@gatespassadvisors.com 

Episode 26 — Breaking Down Your Planning Barriers

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Tune in now to learn about the strategies Esther Szabo uses to help prospective clients overcome their hesitation around hiring a financial advisor  Learn how the Gates Pass Advisors team helps clients put guardrails in place so they can better navigate life’s transitions and unexpected road bumps   Resources:  Gates Pass Advisors | esther@gatespassadvisors.com  

Episode 25 — Want Financial Advice Without Handing Over Your Portfolio? Here’s What You Need to Know

Listen in to learn how fiduciaries like Esther Szabo handle requests for “quick fixes” from clients who don’t want to receive a full range of services Discover what you need to know about effective personal financial planning whether you employ a portfolio manager or manage your financial future independently.   Tips about mental blind spots, big-picture … Continue reading Episode 25 — Want Financial Advice Without Handing Over Your Portfolio? Here’s What You Need to Know

Episode 24 —Contemplating Divorce? This is a must listen episode! — With Guest, Karen D. Sparks, CDFA™, J.D.

Learn how a Certified Divorce Financial Analyst works with you to: Understand the financial impact and legal process of divorce before your move forward Plan well for this challenging transition  Focus and be supported throughout the many details of the process Resources: Gates Pass Advisors | esther@gatespassadvisors.com | Divorce Financial Strategists™: (650-201-6311) | CDFA@DivorceFinancialStrategists.com  

Episode 23 —Gates Pass is Growing!  Providing what Women Need to Find Clarity During Transitions — With Erik Schei 

Listen to learn more about why this woman-owned, women-focused firm hired Chartered Financial Analyst®, Erik Schei! And why our investment expertise provides more than portfolio management services to our clients navigating personal life change Resources:  Gates Pass Advisors | esther@gatespassadvisors.com

Episode 22 — How to Move Forward During Times of Stress and Uncertainty

Ever feel frozen or unsure of the right next step to take in your financial life? Learn about a simple tool to help you move forward — at a pace that works for you! Tune in now to learn more about Esther Szabo’s “Am I Okay Process” and how it can help ease your transition. … Continue reading Episode 22 — How to Move Forward During Times of Stress and Uncertainty

Episode 21 — Transitions with Your Aging Parent

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In this episode, you’ll learn: The challenges that can come with navigating a parent’s financial situation Why it’s important for your parents to keep some of their assets for themselves The stages of transition that can come with cognitive decline And more! Having just celebrated her mom’s 95th birthday, Esther Szabo can appreciate what it’s … Continue reading Episode 21 — Transitions with Your Aging Parent

Episode 20 — Esther’s in Transition – she’s getting married!

A Certified Financial Transitionist also goes through transitions!   Esther experienced a very deep loss when she became a widow in 2014. Now she looks forward to remarrying later in 2019.   She uses her own experience to describe which of the four stages of transition she is currently in, and illustrates signs of flow or … Continue reading Episode 20 — Esther’s in Transition – she’s getting married!

Episode 19 – Finding Support in Realtors When Transitioning Homes

Episode 19  With Guest Patrice Horvath For many people, moving houses is a big transition and can be an overwhelming experience. That’s why it’s important to consider who you will team up with to help you navigate this transition. Today, Esther Szabo is joined by realtor Patrice Horvath to explore the decision-making process that comes … Continue reading Episode 19 – Finding Support in Realtors When Transitioning Homes

Episode 18 — Technology is Great—How Effective is it for Personal Financial Planning? What I Discovered From Testing out Online Financial Planning Tools

Technology has seeped into almost every corner of our everyday lives, including our financial planning. Most of us feel a bit anxious if our cell phones and connections to time saving apps are too far out of reach.   But how effective is technology in the realm of personal finance? Do you get the same value … Continue reading Episode 18 — Technology is Great—How Effective is it for Personal Financial Planning? What I Discovered From Testing out Online Financial Planning Tools

Episode 17 — What Investors Need to Know About Global Economic Conditions

Global economic conditions are weaker now compared to this time last year. As an investor, what does this mean for you?  Should you be making changes? Today, Esther Szabo is here to help you make sense of the current economic conditions and decide how to plan accordingly. The goal is to help you make sound … Continue reading Episode 17 — What Investors Need to Know About Global Economic Conditions

Episode 16 — Navigating Transition Through Nutrition: Part 2 — With Guest Anasuya Basil

At Gates Pass Advisors, Esther Szabo helps women in transition establish a firm financial footing so they can move forward with confidence and ease. But getting through a transition successful doesn’t just depend on the financial side — it’s a holistic process that involves several pieces, including nutrition. In part two of her mini-series on … Continue reading Episode 16 — Navigating Transition Through Nutrition: Part 2 — With Guest Anasuya Basil

Episode 15 — Navigating Transition Through Nutrition: Part 1 — With Guest Anasuya Basil

During big life transitions, life can be stressful. That’s why Esther Szabo is an advocate for surrounding yourself with a network of support to ease the burden of big life changes. Today, Esther enlists the help of Anasuya Basil, a nutrition consultant with certifications in Asian Bodywork Therapy (ABT) and Advanced CranioSacral Therapy, to explore … Continue reading Episode 15 — Navigating Transition Through Nutrition: Part 1 — With Guest Anasuya Basil

Episode 14 – Secrets & Strategies of Long-Term-Care Part 2: Surviving a Changing Environment—With Guest Kirk Dryden, CLU®, ChFC®

Long-term-care plans are not one-size-fits-all. But with so much to consider when choosing a plan, how can you know which options are best suited for your needs?

In part two of her life-care insurance mini-series, Esther Szabo is back with licensed life analyst, Chartered Life Underwriter®, and Chartered Financial Consultant® Kirk Dryden to dive into what long-term-care insurance looks like today, how you can put together a plan, and what you should consider when doing so.

In this episode, you’ll learn:

  • What parts of a policy to consider
  • Which policy elements you should weigh carefully before incorporating into your strategy
  • How the industry has addressed and rectified its problems
  • About the two main types of policies being sold today: the standalone traditional long-term-care product and the hybrid product
  • And more!

Tune in now to learn more about preparing your own protective long-term-care plan and strategy!

Resources:   Gates Pass Advisors | KDryden@JohnsonDugan.com | Johnson & Dugan | (650)-238-3214 |

 

Episode 13 – Secrets & Strategies of Long-Term-Care Part 1: Surviving a Changing Environment—With Guest Kirk Dryden, CLU®, ChFC®

Understanding your long-term-care insurance can be confusing and hard to keep up with when you consider the industry’s ever-changing structure, bad reputation, and rising rates.

Today, Esther Szabo joins licensed life analyst, Chartered Life Underwriter®, and Chartered Financial Consultant® Kirk Dryden to cover what you need to know about long-term-care insurance.

In this episode, you’ll learn:

  • How long-term insurance has evolved over the years
  • Where the long-term-care industry has missed the mark
  • What happens to your policy when a long-term-care company goes out of business
  • Why it’s important to periodically check on your policy
  • And more!

Join Esther and Kirk now as they explore the history and genesis of long-term-care insurance and its bad reputation.

Resources:  Gates Pass Advisors | KDryden@JohnsonDugan.com | Johnson & Dugan | (650)-238-3214 |

Episode 12 – Five Ways to Navigate the Post-Divorce Transition

You’ve just reached a divorce settlement. Now what?

In times like these, many people don’t consider reaching out to a financial advisor—but professionals like Esther Szabo can be of tremendous help to women who’ve experienced big life transitions, like divorce.

Today, Esther outlines the top five ways she helps women navigate life after divorce according to their unique needs and circumstances.

In this episode, you’ll learn:

  • Why Esther recommends working with a Certified Divorce Financial Analyst
  • Why divorce is such a significant life transition
  • About the importance of having a team of support, personally and financially
  • What typically needs to be addressed “in the now” versus later
  • Why Esther believes it’s not actually urgent for women to invest settlement money
  • And more!

Join Esther today and learn five keys to transitioning after a divorce!

Resources:  Gates Pass Advisors | 650-797-0280 | The Institute for Divorce Financial Analysts

 

Episode 11 – Life Changes Brought About by Transition

Susan Bradley, founder of the Sudden Money Institute says, “When life changes, money changes. And when money changes, life changes.”

Having experienced significant life changes herself, Esther Szabo knows firsthand how life changes affect not only your everyday life, but also your finances. Today, Esther explores the link between life changes caused by transitions and finances, and how emotions can affect our decisions.

In this episode, you’ll learn:

  • How money is linked to your emotions
  • How Esther serves as a support network for her clients—and why she has her own support network as well
  • How being a Certified Financial Transitionist® sets Esther apart from traditional financial advisors
  • Why clients’ abilities to define and navigate what is most important to them is pivotal to the planning process
  • And more!

Tune in now to learn how emotions can affect our financial decisions, and how we can better navigate these decisions during times of transition.

Resources: Gates Pass Advisors | 650-797-0280  

 

Episode 10 – So You Want to Be Self-Employed?

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The idea of being self-employed can be tempting for many. Having flexibility and freedom while being your own boss—what could be better?

But starting your own business isn’t always easy, and there is a lot you must consider.

Having been self-employed for almost 20 years, Esther Szabo is here to share the valuable insights she’s learned, from both a business and financial perspective, when it comes to being your own boss.

In this episode, you’ll learn:

  • The importance of creating a business plan
  • Why you should always have insurance—even if you don’t want the extra expense
  • The professionals you should hire to help guide and protect you, including attorneys and tax professionals
  • Why you should start looking for staff sooner rather than later
  • And more!

Join Esther now as she guides you through which considerations to make on your journey to becoming self-employed!

Resources:  Gates Pass Advisors | 650-797-0280  

Episode 9 – A Six-Letter Dirty Word

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The word “budget” may feel like a six-letter dirty word to many, but not to Esther Szabo.

Today, Esther explores the benefits of a budget in today’s economy and how it can be beneficial to have one, even if someone else manages it for you.

In this episode, you’ll learn:

  • Why budgeting is a crucial part of maintaining your finances
  • How budgeting can help you stay focused during periods of uncertainty
  • The different types of budgeting tools and resources available
  • The challenges you may face when budgeting and tracking expenses individually
  • And more!

Tune in now to learn how you can take control of your money through budgeting!

Resources: Gates Pass Advisors | 650-797-0280
Daily Money Manager | NAPO | Quicken | Microsoft Excel | Pear Budget | Mint

Episode 8 – How to Navigate Uncertainty: Part 2

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Recent market volatility has been a source of concern for many. Today, Esther Szabo continues to explore these feelings of concern in part 2 of her mini-series on navigating uncertainty.

In this episode, Esther sheds a light on the factors creating feelings of uncertainty, along with:

  • The effects the 2008 recession continues to have on people today
  • Factors currently influencing market volatility
  • Actions both advisors and clients should take during financially uncertain times
  • What individuals without advisors can do when feeling uncertain about their finances
  • And more!

Tune in now to learn more about what you can do to break through your financial uncertainty!

Resources: Gates Pass Advisors | 650-797-0280 | How to Navigate Uncertainty: Part 1

Episode 7 – How to Navigate Uncertainty: Part 1

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Since 2009, we’ve had a good run with the stock market. But chances are, this strong streak won’t last much longer.

Women who are experiencing financial transitions in addition to a precarious stock market often endure feelings of uncertainty. Today, Esther Szabo shares how she helps clients cope with these challenging feelings.

In this episode, you’ll learn:

  • Why rumination is a common response to anxiety—and why that can be a problem
  • How financial planning helps women respond to feelings of uncertainty
  • Examples of how Esther has walked clients through the decision-making process
  • How to determine if a financial advisor will be objective
  • And more!

Tune in now to learn about Esther’s approach to helping women navigate their feelings of uncertainty!

Resources: Gates Pass Advisors | 650-797-0280

 

Episode 6 – Top Five Year-End Planning Considerations

As we approach the end of 2018, now is the perfect time to start thinking about some important year-end financial planning decisions and to begin looking ahead at what’s to come in 2019.

In today’s episode, Esther Szabo shares her top 5 things you should consider before the end of the year to keep your finances on track.

In this episode, you’ll learn:

  • How the new tax laws may significantly affect your 2018 deductions
  • The benefits of using a donor-advised fund and how to set one up
  • Why it’s essential to check how much capital gains income your mutual funds are estimated to distribute in your taxable portfolio
  • What to consider when looking ahead to 2019
  • How Esther honored her need to be alone and grieve without becoming isolated
  • And more!

Tune in now to learn about Esther’s five year-end planning tips so you can head into 2019 with confidence!

Resources: Gates Pass Advisors | 650-797-0280

Episode 5 – Don’t Let These Financial Termites Near Your Portfolio: Part 2

In part two of her mini-series on financial termites, Esther Szabo explores a specific area that financial termites could damage—your investment experience. While no one can control the stock market, Esther believes you can control your choices and make moves to eliminate the termites that could be threatening your investments.

In this episode, you’ll learn:

  • How Esther and her team determine a client’s level of risk tolerance
  • How investors can break out of a cycle of relying on past experiences and advice from friends and family
  • Why fear is a go-to emotional state for investors
  • The most common phrase that Esther hears from clients
  • And more!

Tune in now and learn how to kick financial termites to the curb and improve your investment experience!

Resources: Gates Pass Advisors | 650-797-0280 | Episode 4 – Don’t Let These Financial Termites Near Your Portfolio: Part 1 

 

Episode 4 – Are You Overlooking These Financial Termites? Part 1

What are financial termites? Like their namesake, financial termites are easy to miss and are issues that chew away at your financial foundation. These termites chew little by little, until the day their destruction becomes obvious. Today, Esther Szabo explains how you can stop these financial termites in their tracks. In this episode, you’ll learn: … Continue reading Episode 4 – Are You Overlooking These Financial Termites? Part 1

Episode 3 – Proper Prior Planning Prevents Poor Performance

As Esther Szabo likes to say, proper prior planning prevents poor performance. In today’s episode, Esther and Aric Johnson discuss the basis of Esther’s financial planning services at Gates Pass Advisors and how she helps clients build a solid financial foundation to ensure future success. Esther explains why she digs deeper than just the numbers … Continue reading Episode 3 – Proper Prior Planning Prevents Poor Performance

Episode 2 – The Advantages of Working with a Counselor Turned Financial Planner

When Esther Szabo was in her early 20s, she earned an associate degree in social services. She hoped to become a counselor.   At the time, Esther never imagined that she’d use her counseling skills every day to help women create financial plans.   In this episode, Esther shares how her experience as a student, … Continue reading Episode 2 – The Advantages of Working with a Counselor Turned Financial Planner

Episode 1 – Get to Know Esther Szabo, Founder of Gates Pass Advisors

In this inaugural episode of the Women and Wealth podcast, you’ll learn all about Esther, founder of Gates Pass Advisors. After enduring several challenges in her life, she has found her passion in helping others, specifically women who are going through transitions. In this episode, Esther draws connections from childhood and recent experiences to explain … Continue reading Episode 1 – Get to Know Esther Szabo, Founder of Gates Pass Advisors

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Phone: 650-797-0280
Fax: 650-209-4696
General Email: info@gatespassadvisors.com